Our Process


Glass Retirement Strategies’ (GRS) sole business focus is retirement and benefit programs. For you, this means knowing that your plan is our primary responsibility, not a secondary task added to enhance other financial services. Our involvement in your programs can extend from concept to completion, encompassing:



GRS will scrutinize your existing plan meticulously to ensure its qualified status. Our studies test, analyze and evaluate your current retirement and benefit programs. We perform studies to ensure your plan is in compliance as regulations change and examine key areas of your plan which recent legislation may have affected. And we will compare your current needs to the potential advantages of a different or modified plan.



Your firm’s needs and objectives are unique. We’ll use our expertise to design a plan that is optimally tailored to your business. A unique GRS advantage is that our senior partners consult with your assigned GRS pension administrator at this phase of plan development.



Converting your retirement and benefit program from one plan to another can be a massive logistical task. GRS can plan, organize and implement the entire process for you, streamlining the effort and making a smooth transition.



We’ll use our extensive document experience to prepare plan specifications and complete applications for submission for IRS qualification. We review documents your attorneys prepare to assure they properly describe the plan we design and review any amendments to ensure that the plan operates as intended. We also handle any IRS inquiries regarding your plan’s installation. Plus, GRS makes sure your employees receive complete education through enrollment meetings and customized Plan Enrollment Forms and Summary Plan Description Booklets.



Annual administration of retirement and benefit programs is at the heart of our daily business at GRS. Our annual administration services include:

·      Calculation of recommended or required plan contributions

·      Changes in participant benefits or contributions based on compensation changes

·      Preparation of all reporting and disclosures mandated by regulatory governmental agencies

·      Employee communication reminders of the accrued benefits each individual is building

·      Bookkeeping and maintenance of detailed Individual Account Records for each plan participant

·      Participant termination mandatory paperwork

·      Analytical testing to ensure compliance of your plan and required distribution of benefits

·      Profit balancing studies for optimal division of year-end dollars between compensation and plan contributions


GRS can analyze your business case and help you decide whether to take the major step of plan termination. We will coordinate the complex procedures and complete the required documentation to satisfy the needs of the IRS, your employees, shareholders and legal and financial advisors.


Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck